Sarkari Yojana






Sarkari Yojanas are government schemes that aim to provide financial assistance and benefits to the citizens of India. These schemes are designed to improve the living standards of people belonging to different sectors of society. There are various sarkari yojanas launched by the government at the central and state levels. In this article, we will discuss some of the most important and popular sarkari yojanas.

Mantri Jan Dhan Yojana (PMJDY) Launched in 2014, PMJDY is a financial inclusion

scheme that aims to provide access to banking services to every household in

India. The scheme provides a zero-balance savings account to people who do not

have access to banking services. It also provides an overdraft facility of up

to Rs. 10,000 to account holders. The scheme has been successful in reducing

financial exclusion and promoting financial literacy among people.

Mantri Ujjwala Yojana (PMUY) PMUY was launched in 2016 with the objective of providing

LPG connections to households below the poverty line. The scheme aims to

promote clean cooking fuel and reduce indoor air pollution caused by the use of

traditional fuels such as wood and coal. Under the scheme, the government

provides a subsidy of Rs. 1,600 for each connection, which includes the cost of

the cylinder, regulator, and gas pipe.

Bharat Abhiyan Launched in 2014, Swachh Bharat Abhiyan is a cleanliness drive

aimed at ensuring cleanliness and sanitation across India. The mission aims to

achieve the vision of a Clean India by 2nd October 2019, the 150th birth

anniversary of Mahatma Gandhi. The campaign focuses on building toilets,

promoting awareness about personal hygiene, waste management, and behavioural

changes towards cleanliness.

Mantri Awas Yojana (PMAY) Launched in 2015, PMAY is a housing for all scheme

that aims to provide affordable housing to the urban and rural poor. The scheme

aims to provide pucca houses with basic amenities such as water supply,

sanitation, and electricity connections. Under the scheme, beneficiaries can

avail of financial assistance in the form of an interest subsidy on home loans.

Bharat Yojana Launched in 2018, Ayushman Bharat Yojana, also known as Pradhan

Mantri Jan Arogya Yojana (PM-JAY), is a health insurance scheme that aims to

provide financial protection to the vulnerable sections of society against high

medical expenses. The scheme provides coverage of up to Rs. 5 lakh per family

per year for secondary and tertiary hospitalization. The scheme has been

successful in providing financial protection to people who were previously

unable to afford medical treatment.

India Launched in 2015, Digital India is a flagship programme that aims to

transform India into a digitally empowered society and knowledge economy. The

programme focuses on the use of technology to provide easy access to government

services, promote digital literacy, and improve digital infrastructure across

the country.

India Launched in 2015, Skill India is an initiative aimed at promoting skills

development and entrepreneurship among India’s youth. The programme provides

training and certification to individuals in various sectors such as

manufacturing, healthcare, construction, and tourism. The programme aims to

create a skilled workforce to meet the demands of the industry and promote


Bachao, Beti Padhao Launched in 2015, Beti Bachao, Beti Padhao is a campaign

aimed at addressing the declining trend in the child sex ratio in India. The

campaign focuses on the promotion of education and empowerment of girls and

aims to eliminate gender discrimination. The campaign has been successful in

creating awareness about the importance of education and the need to promote

gender equality.

India Launched in 2016, Startup India is an initiative aimed at promoting

entrepreneurship and innovation in the country. The programme provides funding

support, mentorship, and networking opportunities to aspiring entrepreneurs.

The objective of the programme is to create a conducive ecosystem for startups

to thrive and contribute to the economic growth of the country.

Rural Employment Guarantee Act (NREGA) Launched in 2005, NREGA is a social

security scheme that guarantees employment to people living in rural areas of

India. The scheme provides a minimum of 100 days of wage employment to every

household in rural areas. The scheme has been successful in providing

employment opportunities to people in rural areas and reducing poverty.

In conclusion, sarkari yojanas are important initiatives

launched by the government to improve the socio-economic conditions of people

in India. These schemes have been successful in addressing various issues such

as financial inclusion, health, education, employment, and entrepreneurship.

With the effective implementation of these schemes, the government hopes